Is financing available on this Accessory Dwelling Unit?

Looking for a carriage home to call your own? With Natty Structures, you don't have to worry about financing. Our A277 certified ADUs can be financed and moved to bare land, making financing as easy as financing a house on land.

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What financing options are available for Natty ADUs

Natty Structures can be financed through various lenders, including banks and credit unions. However, financing a small home can be unique compared to traditional home loans. We recommend working with a lender who has experience in financing tiny homes. iFinance.ca is a reputable lender based in Vancouver, British Columbia that specializes in financing ADUs. They can help you understand your financing options and guide you through the process. Learn more about our payment process here.

What are the setup costs?

Determining the setup costs for our modular units is a difficult question to answer because it varies widely depending on the location and services required. Budgeting $1000 to $3000 for the delivery of the ADU on Vancouver Island is a good start. Additionally, if a crane is required, the cost may range from $5,000 to $10,000, depending on the model purchased and the size of the crane needed.

Regarding services, the least expensive scenario is when power, water, and sewage are available at the lot line. However, if a septic field and well are needed, the cost will increase significantly. It is best to consult with local service providers to determine the cost of necessary services for your location. Ultimately, our team is here to help guide you through the process and provide you with a better understanding of the potential costs associated with setting up one of our modular accessory dwelling units.

Is it possible to insure a Natty Structure ADU?

Absolutely. If your Natty Structure is affixed to a foundation, piers, or screw piles, it can be insured in the same way as a traditional house. This means you can protect your investment with a standard homeowners insurance policy. If your cottage is sitting on blocks, it can be insured in the same way as a mobile home, with a mobile home insurance policy. At Natty, we want you to have peace of mind knowing that your cottage is protected, no matter where it's located or how it's anchored. Contact your insurance provider to discuss your options for insuring your Natty Structure today.

What types of foundations can Natty Structures be placed on?

At Natty, we offer a variety of foundation options to suit your needs and location. Our ADUs can be placed on a basement, crawlspace, gravel pad, concrete pad, or piers. For those looking for a more innovative solution, we also offer the option of screw piles. These large steel screws are drilled into the ground and fitted with saddles for the beams that support the home. This option is particularly useful in areas with difficult terrain or in flood-prone regions. Whatever your foundation needs, Natty has a solution that will provide a secure and stable base for your dream accessory dwelling unit.

How do I know if I can place a Natty Structure on my property?

The regulations and bylaws regarding placing a Natty Structure on your property can vary depending on the location. We recommend consulting with your local district or city building department to determine the specific requirements and regulations for your area. Additionally, our team can assist with investigating the feasibility of placing a modular carriage house on your property. Feel free to reach out to us for more information.

How can I ship a Natty Accessory Dwelling Unit? 

Natty Structures can be shipped to various locations throughout British Columbia by truck, ferry, or barge. However, specific hurdles may arise when it comes to the final delivery location, such as driveway access, space for the truck and crane, and power line clearance. Luckily, our ADUs can be equipped with a solid steel skid foundation which makes pulling it into remote locations easy. If you are considering purchasing a Natty Structure ADU and need shipping assistance, please contact us and we will be happy to look into your options.

Where can I find a location to place my Natty Structure?

Natty Structures offers a variety of options for finding the perfect location for your dream carriage home. If you're looking for a specific type of recreational property, our sales manager Brittany is also a licensed real estate agent and can assist you in finding the perfect spot to place your accessory dwelling unit. From stunning waterfront views to secluded forested lots, Brittany has the expertise to help you find your ideal location. Contact us today to learn more about our available properties or to get help finding the perfect spot for your Natty Structure ADU.